Terms of Conditions
Welcome to Over 50 Life Insurances (“we,” “us,” “our”). By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By using this website, you confirm that you accept these Terms and Conditions and agree to abide by them. If you do not agree with any part of these terms, you must not use our website.
2. Changes to Terms
We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting. It is your responsibility to review these terms regularly.
3. Use of Website
- You must be at least 18 years old to use this website.
- The content on this site is for informational purposes only and does not constitute professional advice.
- You agree not to misuse the website, including attempting to gain unauthorized access to systems or data.
4. Intellectual Property Rights
- All content on this website, including text, images, logos, and graphics, is owned by or licensed to Over 50 Life Insurances.
- You may not reproduce, distribute, or modify any material without prior written consent.
5. User-Generated Content
- Any comments or content you submit to the website must not be unlawful, defamatory, or infringe on third-party rights.
- By submitting content, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and display your content.
6. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience, but we do not endorse or control these websites and are not responsible for their content or policies.
7. Limitation of Liability
- We are not liable for any indirect, incidental, or consequential damages arising from your use of our website.
- While we strive to ensure the accuracy of information, we do not guarantee that the content is error-free or up-to-date.
8. Indemnification
You agree to indemnify and hold harmless Over 50 Life Insurances, its affiliates, employees, and agents from any claims, liabilities, or damages arising from your use of the website or breach of these Terms.
9. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which outlines how we collect and use your data. By using the website, you consent to our data practices as outlined in the Privacy Policy.
10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the United Kingdom. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Termination
We reserve the right to suspend or terminate your access to the website if you violate these Terms and Conditions or engage in prohibited activities.
12. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at: