Privacy Policy

At Over50LifeInsurances.co.uk (“we,” “us,” “our”), protecting your privacy is our priority. This Privacy Policy explains how we collect, use, and safeguard your personal information in compliance with the UK GDPR and Data Protection Act 2018.

1. Who We Are

Our website address is: https://over50lifeinsurances.co.uk/. over50lifeinsurances.co.uk provides tailored life insurance solutions for individuals over 50.

2. What Personal Data We Collect and Why We Collect It

Comments

When visitors leave comments on the site, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help with spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to check if you are using it. After comment approval, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, avoid including embedded location data (EXIF GPS). Visitors to the site can download and extract location data from uploaded images.

Contact Forms

Data provided via contact forms, such as name, email address, and inquiry details, is used solely to respond to your queries. This information is not shared with third parties without your consent.

Cookies

If you leave a comment, you may opt-in to saving your name, email, and website in cookies for convenience. These cookies last for one year.
A temporary cookie is set when you visit the login page to determine if your browser accepts cookies. It is discarded when you close your browser.
Login cookies last for two days, and screen options cookies last for a year. Selecting “Remember Me” extends login persistence to two weeks.
Cookies related to article edits or publishing are saved for one day.

3. Embedded Content from Other Websites

Articles on this site may include embedded content (e.g., videos, images, articles). Embedded content behaves as if the visitor has visited the external website. These websites may collect data, use cookies, embed additional third-party tracking, and monitor your interaction with the embedded content, especially if you are logged into their platform.

4. Analytics

We use analytics tools to improve user experience and monitor website performance. Data collected through analytics is anonymized and aggregated.

5. Who We Share Your Data With

We do not sell your personal data. However, we may share it with:

Service Providers: Third-party providers assisting in website functionality and services.
Spam Detection Services: Visitor comments may be checked through automated spam detection.
Legal Authorities: If required to comply with legal obligations.

6. How Long We Retain Your Data

Comments and their metadata are retained indefinitely to streamline follow-up approvals.
Registered user data is stored in profiles, editable by the user or administrators. Retention aligns with legal or operational requirements.

7. Your Rights Over Your Data

If you have an account or have left comments, you can:

Request an exported file of the personal data we hold about you.
Request the erasure of your personal data, excluding data retained for administrative, legal, or security purposes.

To exercise these rights, contact us at [email protected].

8. Where We Send Your Data

Visitor comments may be processed through automated spam detection services.

9. How We Protect Your Data

We implement robust security measures, including encryption and secure servers, to safeguard your data. Regular audits ensure compliance with data protection standards.

10. Data Breach Procedures

In the event of a data breach, we will notify affected users and relevant authorities within the timeframe required by law, detailing the nature and scope of the breach.

11. Third Parties We Receive Data From

We may receive data from third-party analytics and spam detection services to enhance user experience and security.

12. Automated Decision-Making and Profiling

We do not use automated decision-making or profiling processes that significantly impact users without explicit consent.

13. Industry Regulatory Disclosure Requirements

We comply with all relevant UK regulations, including the UK GDPR and the Data Protection Act 2018.

14. Contact Information

For privacy-related queries, please contact us at:

over50lifeinsurances.co.uk
Email: [email protected]
Phone: null
Address: null